Effective Date: July 1, 2025

Welcome to Behind The Return (“Site”, “we”, “us”, or “our”). By accessing or using this website, you agree to comply with and be bound by the following Terms of Use. Please read these terms carefully. If you do not agree with any part of these terms, please do not use our Site.

Use of the Site

This Site is intended for informational and educational purposes only. You may browse, read, and share content for personal and non-commercial use only. Any use of our content beyond that (including reproduction, republishing, or distributing) requires prior written consent.

Intellectual Property Rights

All content on this Site - including but not limited to blog posts, articles, images, graphics, logos, and branding - is the property of Behind The Return unless otherwise noted and is protected by copyright and other intellectual property laws.

You may not:

• Copy, modify, or distribute any content without permission

• Use our name, logo, or branding without express consent

• Claim our content as your own

No Professional Advice

The information provided on this Site is for general informational purposes only and does not constitute professional advice, including but not limited to accounting, tax, legal, or financial advice.

While the author is a qualified CPA and experienced professional, your individual circumstances are unique. You should consult with a licensed professional before making any decisions based on content found on this Site.

User Conduct

By using this Site, you agree to:

• Use the Site for lawful purposes only

• Not post or transmit any material that is unlawful, harmful, or otherwise objectionable

• Not disrupt or interfere with the Site’s functionality or security

We reserve the right to remove any comments or content we find inappropriate, offensive, or misleading.

Third-Party Links

This Site may contain links to external websites. We are not responsible for the content, privacy policies, or practices of any third-party websites or services. You access them at your own risk.

Limitation of Liability

To the fullest extent permitted by law, Behind the Return shall not be liable for any damages resulting from:

• The use or inability to use the Site

• Errors or omissions in content

• Unauthorized access to user data

• Any third-party content or services

All content is provided “as is” without warranties of any kind, express or implied.

Indemnification

You agree to indemnify and hold harmless Behind The Return, its owner, contributors, and affiliates from any claims, liabilities, damages, or expenses (including attorneys’ fees) arising out of your use of this Site or violation of these Terms.

Modifications to Terms

We may update these Terms of Use from time to time without notice. Your continued use of the Site after changes are posted constitutes your acceptance of the updated terms.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Kentucky, United States, without regard to its conflict of law principles.

Contact

If you have any questions or concerns about these Terms of Use, please contact us.