Choosing between cash and accrual accounting can have a big impact on how you view the health of your business. While cash basis is simple and tracks money as it comes in and goes out, accrual accounting provides a fuller picture by matching income and expenses to when they’re earned or incurred. In this article, we’ll explore the strengths and drawbacks of each method, how they affect financial decision-making, and what business owners should consider when deciding which approach fits their goals.

When it comes to business banking, free checking is just the beginning. Smart business owners know that choosing the right bank can impact everything from daily operations to long-term growth. In this article, we break down the key features to evaluate - like relationship banking, cash flow tools, fraud protection, and small business support - so you can choose a banking partner that truly understands your business needs.